Office Wife

Are you tired of searching for work at home employment?  Tired of being disappointed?  Ready to believe the worst about anyone who claims they have the answer or the best source?

Cannot say as I blame you.  Do not keep searching, that is what I get paid the big dollars for.  chuckling….

Here is another source for ideas, training and more information, these women offer free information and yes paid incentives to stick around and use them.  So what, we all have to make a living.  Get out there and make a name for youself!  Say it:  I am!

67 Freelance Niche Writing Markets You May Have Never Considered | Freelance Parent.

Back later with another resource, stay in touch.  Share your insights with me, if it is not blatant sales ads, I will be happy to share here.

I started this blog all over again for the umpteenth time, rewriting, tossing out (delete key, yeah!), second guessing myself and forgetting what the primary purpose is here! To inform you the reader, and what if you do not like what I write, what if? Well, I forgot one thing very important, “What Ifs” will make you crazy!

The greatest inventors, writers and (you fill in the blank) never got anywhere with what ifs. They did and did until they got it right.

My question to you is this, are you really that interested in operating a business from home? Yes or No! That simple. No “Yeah buts,” or what other justifications you can come up with. For either answer. I swear as a society we are programed to explain every answer, motive and action to death. All that talk and no action. I am just as guilty, trust that. I will think a thing to death, then tell the world until they roll their eyes at me and turn a deaf ear. “I’m gonna!” When? Never!

Well, that is until today. So, who is with me so far? Anyone here, “Can you here me NOW!”

What is the first step to beginning a business from home? Brainstorm, free style write all your wants! You heard me, don’t roll your eyes and moan. Just Do It! When you finish that, go back and ask how important each item is, then number them accordingly. Pick the top 10 reasons why you want to work from home, that is the purpose here.

Next step, freestyle write your list of interests, what is in your heart of hearts to do. If you could make millions from this, what would it be? Out of this list pick the top five, then narrow it down to one. This is your first research project. How many others are doing this same thing? Who is in the top ten of the search engine lists? Look at each site, get to know your competition. Is there something they are missing that you can do or can you offer more than they are? Learn! Keep a file on each one of your top five million dollar ideas! Pick one to start with, once that is up and running, then go to the next and so on and so forth.

Every thing I have read collected dust, do not do what I did and let fear stand in your way. You can what if yourself to the streets. Poor, tired and well, you know the rest! I understand the difficulty in getting motivated, searching for something, or someone that will be in your corner. There are thousands out there that will work with you, guide you and coach you. I do not know about you, but I cannot go it alone. The one thing they all tell you is to find the one thing you really enjoy doing, not want to do, but really enjoy doing. Mine? Coaching, living, educating, creating and reading. These are my top five, they all led me to write, so here I am.

Enough about me, how about you? Feel free to send me an email in regards to you personally, let me know if there is some way I may be of help in figuring out your list? Getting the resources to get started is easy, the first thing before you spend a dime is to know where you are going. My host offers a business opportunity, terrific pricing and free scripts, excellent staff to help and train you. To find out what the latest offer is go here! This is where I began! Tried a couple different website businesses and look at me now! Just an offer by the way. The others are listed in my sidebar. These are the best of the best, at least to me.

Preview for tomorrow: Set a schedule! Prioritize!

Recently I watched an infomercial regarding a book, one that I bought. Never in my life have I bought anything from an infomercial, let alone without researching it. When I see something I am interested in I do the research, always finding either a better deal or it is not worth my time. Bogus deals fly around this world faster than the speed of sound or light (well, maybe not light.)

The book is Debt Cures by Kevin Trudeau, fast read for me, the first 3/4’s of the book in an hour. Why so fast? The amount of useful info covered about one chapter, if even that. The rest was his rants the way the government and the credit card industry are ripping people off. Does his rants have merit? No… Why? Because you cannot get ripped off if you are practicing due diligence. That means you read the fine print, do your homework. Which I did not do this time before I bought the book. If I had, I would not have had first hand experience in which to inform you with.

Most of the information he gave is out dated and incomplete. For instance, (oh, Amazon.com has it cheaper with shipping. yea), debts are closed after a certain number of years, true; however, they stay a part of your credit history for much longer. For instance, California debts are written off after 4 years, but, not taken off your credit history for 7 years. This means that a collection company seeking to earn a bit can scour your credit record, pick a company that has closed an account, this seems to be their preference, buy the account and then hound you to pay it, which means it is not a dead account, at least to them. The loophole is that you can refuse to pay them, disown the debt, especially if it is over 4 years, but you have to do it in writing and include that they are no longer to contact you in regards to this account. If it is fresh, then you can write the debt collection agency and tell them you do not acknowledge them as the creditor, again in writing, then work out a deal with the original creditor.

Do just that, make payment arrangements, send a letter with each payment stating this is what you can send, even if it is only $5, make it a money order, then do this every month. Add more when you can and get it paid off. Or at a half way point ask them to make a deal and close the account as paid in full, reflect it on your credit history and there is a plus comment. You made the debt and it needs to be taken care of. No need to run and hide, simple payments as low as $5 a month will suffice, of course the creditor and the debt collector will keep sending you nasty letters, shred them and keep sending the same letters to both companies, to the creditor include the money order, just change the date on the letter. When you can, increase the payments and don’t stop no matter what.

Now, about Kevin Trudeau, just Google his name and OMG! Google page filled, 666,000 results. Not all of it is good, his schpeel is. Believe in the tri-six myth? The truth is he found a way to sell information and his rants, there are a few who will pay the price because it is easier than doing the research themselves and if you are into listening to someone rant, then this is an entertainment value. However, getting a refund is ridiculous, it is now a dust collector. The cost to return it and the processing fee, brings it to about the same as what I paid, with a few dollars for the gas to go to the post office. I won’t even resell it on Amazon, why, then I am as guilty as he is.

The truth about debt is that it is real, we create it and then whine about it. Stress is an addiction, there is no other answer. Laziness is a dis-ease that can be eradicated, but it takes some effort and let’s face it who wants to work that hard. My fingers get tired and so do my eyes, it is exhausting. (note of sarcasm, in case you did not get it.)

Well, the bottom line is you cannot teach that which you have not experienced, at least teach it well. Then you teach that which you need to learn. I learned. Back to research and more research. Where do you start? Here is a short list of a few sites I found:

Fair Credit Reporting IndexThis site will take you on a tour of a wealth of information, including the chart showing each states debt write off dates. To find out when your state says debts are written off, check here. However, follow the link to the Fair Credit Reporting Act and find out when they come off your history. Two entirely different dates.

OptOut PreScreen

This site is where you can say not to insurance companies and credit offers. This one allows you to opt out of these offers. Also, each credit reporting company allows you to freeze your account so no one can look at it without your prior written permission. Which means when you do file for credit, you have to remember to let the agencies know who is going to check with them, in writing.

Direct Marketing Association

DMA for short allows for you to opt out of junk mail, phone calls, etc. Fill it out, verify and with in the next three months you will see a reduction. They will also notify the catalog companies you want to receive for you. Great service and worth the few minutes to work at this.

Well, these three will keep you busy for a while. With the first one, it is set up by an attorney who specializes in these sort of things. It is a complete what you want to know list, which of course means you won’t have to go far to find everything you want.

Next time: The truth about Identity Theft Protection agencies. If you do not already know. (smirk.)

Have a great day. See you tomorrow.