12 03 13

Working from home is a dream for many. Every one who considers self-employment envisions luxury vacations, new cars with the latest gadgets, maybe even more family time. As many have advised: Don’t quite your day job, just yet.

There are as many legitimate work from home employment opportunities as there are scams. Several paid to work from home business have began encroaching on the unsuspecting person. You can either learn the hard way and waste that little bit of cash you have been saving, or read on.

  • Always read the fine print.
  • Always do your homework.
  • Test the water before you jump in.

There are sites offering freelancers a way to make a decent living. The trick is making yourself desirable, to stand out from the rest. This is homework you have to do. Read what others say about their skills, how they present themselves, and improve on it. Your writing skills are presented when you respond to work offers.

Here are the ones offering legitimate work, not opportunities, but hourly work. You will either become an employee of the company or a contractor. Independent contractors are responsible for paying their own taxes each year so find a good tax accountant to help you get all that you deserve.

BEWARE Watch out for jobs offering you high wages to deposit their checks into your checking account, or requesting you to open a checking account to help with transactions. Research mystery shopping offers also. If it sounds too good to be true, it generally is. You are held responsible for checks that are not legitimate. Banks will charge you with fraud.

Careerinf According to the About Us page this is a directory of jobs offered to those who seek. Countries include South Africa, UK, United States, India, and Canada, to list a few. You do need to register and build your profile, it helps in applying for the job that interests you. As with all things, there are a few bad offers, so as stated before, do your homework.

Short Task About Us page explains that you can earn per task, as little as one cent to as much as fifty cents or more. Or you can add a task to be completed. Tasks take a few minutes to as much as 30 minutes to complete. The issue with this is you have to spend a lot of time earning even a nickel. But it is there for those who do not mind.

Freelancer offers you three ways to earn money. Become a freelance worker, refer friends, share with others. As a Freelancer member you are an affiliate. With the Freelancer affiliate links you can earn 90 percent from projects. Not bad for a short order referral.

Hound offers a job search that pulls up those unadvertised jobs. The site boasts 1,021,628 jobs direct from the employer sites. Register and start searching for the ideal job. There is a premium membership fee to access the advanced features.

Ubiqus is the place for technical writers, transcriptionists, interpreters, and other professional documenting of events and presentations. To join this group highlight your talents and schedule an interview. This is a career choice.

That should keep you busy for now. Check back often and do not forget to take a look at the new directory.

Want to share a terrific free work from home resource? Please feel free to send it to me. Include a short bio, why you think it is terrific and the link.

6 07 12

Freelancing can be a source of great opportunity for many people, but some of us just aren’t cut out for the job. Here are some characteristics we’ve seen in people who tried their hand at freelancing, but did not succeed; if you see any of these in yourself, you may want to reconsider your choice to become a freelancer.

1. You use work as an opportunity for networking and socialization. When freelancers tell people what their occupation entails, some respond by saying something to the effect of “I couldn’t work from home? I’d go crazy!” If you really want to make it in the freelance world, there are ways to avoid the loneliness that can come from the job, but if you get all your socialization from your place of employment, it may not be right for you.

2. You don’t have a handle on your finances. If your personal finances are in disarray, you probably won’t be able to make it as a freelancer. The job is much like running a small business, and while you don’t need to be an accounting major in order to succeed, keeping accurate financial records is a must.

3. You’re used to having a set schedule. While some freelancers do set regular operating hours, almost all disregard it from time to time. Whether it’s meeting a deadline, handling a sudden overload of work, or keeping your site up to date, freelancing carries its share of overtime. If you have doubts about handling the work yourself, you may not make a very good freelancer, and you’d better serve yourself by hiring an internet fulfilment services provider.

4. You became a freelancer because you disliked your previous job.  Disliking the daily grind isn’t enough of a reason to be a freelancer; it’s entirely possible that your dislike was because of unpleasant co-workers, or simply that you had the wrong job. If you quit your job to work as a freelancer because you thought it would help you avoid workplace problems, think again!

5. You’re a person who likes being told what to do and when to do it. Not everyone is self-motivated, and that’s okay. Some of us prefer having directions clearly laid out by a supervisor or manager, and if this describes you, you probably won’t be too comfortable as a freelancer. 

6. You think you’ll get rich quick. No matter what you’ve been told, freelancing is not the path to easy, fast riches. The majority of those “overnight” success stories you hear are actually a long time in the making, and every successful freelancer we know of had to work long and hard for their level of success. If you think that freelancing will make you wealthy in a flash, you’re likely to be very disappointed.

Your level of success as a freelancer comes down to one thing and one thing only: your interest in your chosen field. It’s not a decision to be made lightly; it requires a lot of thought, sacrifice and dedication, and if you doubt your potential, you should consider web fulfilment in order to meet your needs.

?Written by James Harper for Hallmark Consumer Services; experts in efulfilment. Find out more on their Facebook page.

7 06 12

If you have put off getting an education for years because you did not wish to incur financial debt, you are a sensible and thrifty woman. If your dreams of going back to school are continuing to haunt you, however, it is time to check into ways to get your education using money provided by other sources. The grants and scholarships for women listed below are just the tip of the iceberg when it comes to opportunities for college financial help:
Take What the Government Offers

Several government programs have been established to help women fund online educational opportunities at accredited schools. Applications for these funds must be made at the Free Application for Federal Student Aid website. This website makes it simple for women to apply for the following programs:

  • Federal Pell Grants that do not have to be repaid are based on income. The maximum amount given to those in the lowest income brackets and those to students who lost a parent or guardian in war since 2001 is $5.550 annually. Pell grants may be accessed for 12 semesters of study.
  • The Teacher Education Assistance for College and Higher Education (TEACH) program provides free money for women who intend to enter the teaching field. The awarding of these funds is based on an agreement to teach in a high-need subject area for at least four years, during the eight years after graduation, at a school with a high number of low income students. TEACH Grants currently provide students $4,000 a year.
  • Federal Supplemental Educational Opportunity Grants (FSEOG): This federal assistance is given to women in the lowest income ranges. The money can range from $100 to $4,000 and may be placed in the student’s college account or given directly to the student to use for expenses.

Explore Other Avenues of Funding
If your income is just above the government’s guidelines for receiving federal dollars for college, do not despair. Several private scholarships for women are set up to help women complete college work online. These include the following:

  • The Educational Foundation for Women in Accounting provides support for anyone wishing to study accounting through their Women in Transition Scholarships and their Women in Need Scholarships. This organization also awards cash for college study through several local chapter scholarships, the Moss Adams Foundation and the Michele L. McDonald Memorial.
  • The Gates Millennium Scholars Program awards scholarships for women based on need and community service accomplishments, and women must be recommended for these awards. Funds are dispersed to help with tuition, books, fees, and living expenses during the time of study.
  • AARP Women’s Scholarship Program: Women 50 or older can receive funding for college from this fund to help them receive training or improve skills in an area that would help them support their families.

A thorough online search should reveal other scholarships for women wanting to study online, and many of these can be used at the same time. Do the research, and get this free money for studying change your life.

Author Bio:Jennifer Lewis writes for a site that has more tips on how to find scholarships and grants for women.  She believes it is possible for women who work at home to get financial help to study online, and that it is worth researching all the options available.

4 06 12

Frustration and Change
The last few months have been busy, busy for people with websites and blogs, and people who work with those sites. Lots of frustration has been evident in blog posts and comments around the blogosphere. In short, Google has sure been keeping everybody on their toes!

As we spent most of May re-learning what we thought we knew—which is what Google really wants from all of us—they were planning these latest changes, that they claim only will affect one tenth of one percent of all English-language searches. Back up on those toes—stretch!

Moving On
Now that this refresh is officially live, after some live testing that caused blogs and websites to bounce around a little for the past couple of weeks, one thing is certain. Website and blog owners and webmasters must learn to roll with the punches as they come. We have heard many warnings about Google’s algorithm changes, but not many come right from the horse’s mouth, as this one. These changes are just the beginning, and Google is going to stay on top of those people who try to cheat their system. Doing things the right way—which everyone should have been doing all along—seems to be the ONLY way that will be acceptable going forward.

Give Up or Adapt
“Unnatural backlinks” are Google’s natural enemy, as evidenced by the notices sent to many webmasters who did things the “spammy” way for many years. No longer is keyword stuffing the way to make a boatload of money on the internet—webmasters will be working hard for every dollar earned from here forward. In fact, if you frequent any of the large forums, you will see posts by webmasters throwing in the tool. I predict we will probably see quite a bit more of that in the near future, because some people just cannot adapt that easily, and others will not want to start over and learn the right way to do things. Besides, the money will just not be the same until the sites build back into the authority levels they artificially enjoyed previously.

For some website owners, all of this is decidedly no big deal. Those owners and webmasters are the ones that write their content for people, and not for the search engines and Adsense marketing purposes. It is some vindication for those of us who faithfully ferret out good information and pass it on to our readers—and always wondered why those junk sites with one post on them ranked higher in the SERPs. I have seen sites dinged from PR4 to PR0 in the last month—with legitimate reason.

Writing about what you know makes it easier to write, and naturally draws people to your blog or web content. For instance, I know a lot about writing, but along with that has come extensive knowledge of SEO and social media, and I am finding that writing about those things brings even more readers to my writing blog. Focusing on content and natural linking, like guest posting and commenting on other related blogs, will serve us all well as Google continues to “crack down.”

Forget about building dozens of websites and having a little empire—instead focus on the content on one or two things that you really know well and enjoy. This tactic will help your sites rank higher, naturally—the way Google intended in the first place.

Author Bio:Denise Gabbard is a Professional Writer and Social Media Devotee. She writes about a range of topics—SEO, social media, writing, and finance topics, like finding a great deal on a mortgage using a comparison site like Tomorrow Finance.

6 04 12

With the cost of prescriptions climbing and co-pay increasing, you may find yourself having to make the decision between eating or purchasing medication. There is no one simple answer to this problem. However, using a free prescription card that offers a discount on your medication is a bonus. There are thousands of prescription cards available with a varying rate of discounts. Not all medication is covered, for instance brand names do not receive as great a discount as the generic version. Not all brand name medications offer a generic version.

Sorting through the fine print may be too daunting to bother with. Understanding how a prescription card works for you and the company providing it is just as daunting. Who wants to read several pages of legalese? Who would have that sort of time? The desperate do not want to take the time. Everyone should shop around for the best deals. There are a few terms that can make it easier to grasp the benefits and problems with the various prescription cards available.


The card is free to you. No fees, no payments, or annual dues are asked of you. Ever. If the prescription card is free and you are asked to make a payment of some sort for the card itself, walk away. Tell that person no thank you.

The prescription card does not provide free medication. What it is designed to do is provide you a discount on your medications. Discounts may range from 20 percent to 90 percent. The discount will depend on the medication. There are some cards that can help you pay for cancer treatments and medical equipment.


Every prescription card has a disclaimer. The most important point to understand about the card is that it is not insurance. It does not pay for medical treatments, or provide discounts. There should be an explanation about the terms regarding prescription supplies. For instance the cost quoted is for a 30-day supply.


The providers are those pharmacies that will accept your prescription card. Check the directory provided by the prescription card company. Pharmacies may provide a prescription club service, like Walgreens and Walmart, where costs are reduced by as much as 90 percent on generics and less of a discount on brand names.

How do prescription cards work?

Actually the question should be, how can anyone offer a free prescription card? What’s the gimmick or catch? Each company that provides a free prescription card offering various discounts on medications, treatments, supplies, and equipment receive a payment for each instance. In other words, when you use your card, the company will get paid. There is money to earn with prescription cards. A few companies are in search of affiliates to hand out free cards. Affiliates earn a percentage or flat rate for each prescription.

Where to find your prescription card?

A Google search will turn up over 300,000,000 million links. You could search all of them, but…

If you have a favorite pharmacy, check with the pharmacist about discounts, prescription card program. For instance, CVS Pharmacy provides a card you can use at any of their participating stores. If you have insurance check to see if they have a prescription plan. Medicare & Medicaid provide most medications free. Not all prescription cards can be used with Medicare or Medicaid. Check the fine print of both programs.

Free Prescriptions

There are prescription manufacturers that will send you medication free or at a generous discount based upon your income. The Partnership for Prescription Assistance is the place to go. There is a phone number to call or you can apply directly on line. Once the application process is complete you will know if your medication is covered or if a prescription card is your best bet. TogetherRX is a partner of this program, offering discounts on many medications.

Earn By Giving Away Free Prescription Cards

There is a prescription card that provides several programs with the prescription cards. Affiliates earn $1 per prescription filled and a decent percentage from the other programs. There are two ways you can hand out cards, printing them yourself or purchasing printed cards.

For more information contact me. Affiliates are wanted now. Learn more by dropping me an email or chatting with me on Yahoo or Skype.

Now, $1 p/prescription may not seem like a lot of money. However, if you give out thousands of cards and thousands of prescriptions are filled, you can make thousands. 🙂 Apologies. I could not resist that last sentence. The truth is that all programs work like this. The more you give, the more you can get, the more work you do the more you earn. Just a matter of doing the math.