Job Scams can Cost You
The fear of financial loss can be overwhelming. So much so that we grab onto any good job offer out there. This leaves the unemployed vulnerable to financial scams. Promises of earning millions, six-figure incomes per month, fast earnings, large weekly paychecks and many more phrases that catch the eye and hold promise.
A good rule of thumb is this: If it seems too good to be true, it probably is.
I am always in search of legitimate opportunities to earn a few more dollars an hour, week, and month. One of the most important rules of job search is to be prepared to interview the potential employer. In other words ask the tough questions, even if it means risking not getting the job. A legitimate employer will answer your questions, inviting you to ask about their company and policies. Any employer who insists on not answering your questions is not worth your time or energy.
There are many job offers that seem legitimate. You may find titles such as Mystery Shopper Wanted, Customer Service Representative, Personal Assistant, and a few other similar titles. Do not let the title fool you.
Another clue it might not be a legitimate offer? A skimpy job description or a requirement to have your own bank account.
Here are a couple of email samples I have received:
We are searching for individuals to partake in our new secretshopper-survey
You are to mainly act like an everyday customer doing a regular transaction to secretly investigate various western union outlets in your Area reported recently for unethical behaviors. You will be sent funding prior to each Assignment. Be advised that all Applicants are required to have a checking account for funding via direct deposit as per MSPA (Mystery Shopping Providers Association) regulations. Your funding will include your salary of USD150 And any monies required to pay for services acquired during the course of your assignment You will be paid USD150/assignment.
If you’re interested please provide contact details below to get started
Genders & Age:
The quicker you apply the bigger the possibility you will get a shop to visit_soonest.
This is not a legitimate job offer. The clue is in the way this is written.
Another one I received requested my information and the job description included a personal bank account, taking deliveries and cashing customer checks in my bank account, then paying his bills for him. NEVER use your personal bank account.
The income offer is for $650 per week or better, with a four day work week. Sounds great right? Ask questions, learn about the company, do your research.
Warning: If you use your personal account, cash and route money through that account, you are legally liable for every cent. The checks will not clear. Money orders are another form of payment that is not always valid. They are not accepted by all banks any longer because of the rip off potential.
Job boards are a great source for your search. However, they do not screen employers. Read the job description and ask questions. I had one man become insulted because I asked questions. I did not get the job, but that is alright, I won’t get ripped off.
Do you have a job scam story? Share with us here or follow me on my social networks. I look forward to sharing with you.